Apple and Best Buy are tackling the cost of living crisis with a brand new program

The cost of living crisis has made buying expensive technology more difficult. But Best Buy offers a new program that it hopes will help those who are struggling to buy a new computer.

The retail giant announced upgrade + software (Opens in a new tab)which will allow potential buyers to fund an upgrade to Apple silicon, including MacBook Air And the MacBook Pro. Participants can purchase a new Apple laptop and pay in 36 monthly payments, before deciding if they want to upgrade to a newer model in the 37th monthly payment.

For example, for a MacBook Air of $999, each payment in the first 36 months is $19.99, and the final payment is $280.35. However, if you return the product and leave the program or decide to upgrade to a newer model or eligible MacBook, Best Buy will make the final payment on the participant’s behalf.

The list of laptops eligible for the program includes the MacBook Air M1, M2, MacBook Pro 13-inch (M2), MacBook Pro 14-inch (M1) and MacBook Pro 16-inch (M1). AppleCare+ and some accessories can also be funded through the Upgrade+ program.

How useful is this really?

Financing expensive products with a monthly payment is not a new concept, as phone companies have been mocking this business model for years so that customers can have the latest phone in their hands.

However, the concept of extending this to laptops is a new one and it would be interesting to see how well the software performs.

This can be beneficial to participants in a number of ways, including being an affordable way to buy expensive laptops, renting a laptop for a few years at a very affordable price before handing it over after the period is up, or ensuring you always have the latest machine without dealing with all the Waste and additional expenses to buy them normally.

Of course, Upgrade+ is not a charity and There are points (Opens in a new tab) You have to think, as such, that you have to open a line of credit with Citizen’s Pay, or if you choose to end the program early, you are in trouble for the remaining cost of the laptop (this also includes if you can no longer financially afford those payments).

But if you know what you’re getting into, this is a great way to get a quality laptop at an affordable price during the cost of living crisis.

If you want to see how Apple Silicon-based Macs stack up with other laptops, read on Best Laptops Buying Guide.

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